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Corporate Insurance Plan Rules.

Published by: jack 2010-03-19
My husband and I both work, but we chose to be covered by the insurance plan offered by my employer. After a series of mistakes by the insurer, we decided that beginning at 1/1/03 we would swicth over to my husband's. He successfully added the family during open enrollment, but I apparently missed the deadline for making any changes to my plan (I wasn't aware of it because the announcement of the deadline was made during my maternity leave). Now my benefits person refuses to remove me from coverage. Can she do this? Don't I have the right to end my insurance coverage at any time? I know there is a wide practice of only allowing additions at certain times, but does it apply to dropping coverage too? What recourse might I have?


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